All posts tagged: personal finance

The Treasures I Found in My Mum’s House

In the past year, I’ve visited my parents’ house three times. Each visit included cleaning one of the bedrooms, which gradually had become storage for all the unwanted stuff we all have gathered over the years. Last year I found so many items of clothing that it made me cry just to think how hard I had to work to buy those things, only to …

Decreasing the Amount of Money, You Need to Be Happy

I believe that one of the biggest offenders on the journey to FI is an inflated lifestyle, which doesn’t give long-term happiness, adding instead to the number of financial obligations we have. Decreasing the amount of money we need to be happy, is a long-term lifestyle choice, not a quick fix that can make people feel better for an hour or two. In my 20’s I …

Improve Your Life Through Mastering Personal Finance

Since I started my journey towards financial mastering, I discovered that mastering personal finance has a lot to do with finding your true self. Learning about investments and financial independence set me on the road to sort out and face all my unresolved issues around finances I’ve had for years. Thinking about and recording my spending allowed me to see how much money I spent …

The Capsule Wardrobe Is Your Friend On The Way to Financial Independence

A capsule wardrobe is a small collection of clothes that easily complement one another, can be mixed and matched, and of course, represent your favourite pieces. Its goal is to minimise waste, save time while choosing what to wear, save money, and become more mindful and minimalistic with our fashion choices.  The number of items in a capsule wardrobe varies from 37 to 50; at least, …

The Fear of Missing Out

Our culture and economic system thrive financially on making people feel not good enough. Clever marketers and their campaigns will suggest that such an uncomfortable feeling can quickly “evaporate” if you only buy something that will instantly make you feel great. It doesn’t matter if you can or cannot afford to pay for it; a credit card with a healthy balance will open all the …

It’s Really Hard for Women to Be Financially Independent

Data and research and the everyday socio-political reality we live in prove that becoming financially independent is often an unreachable dream for women. Expectations of modern women are incredibly high, and support (I’m referring to both, financial and social support) in many countries is deficient, especially for working or single mothers. From the female perspective and experience having a job doesn’t automatically guaranty that we …

Why Cultural and Social Pressure Push Women into Spending?

From an early age, I was programmed to think and believe that a woman had to look good to be relevant and taken seriously in society and by society. The messaging was very clear to me, regardless whether a woman even planned to be in the public eye or not, most of her focus should be devoted to her looks. In short, she ought to …