All posts tagged: women and money

The Treasures I Found in My Mum’s House

In the past year, I’ve visited my parents’ house three times. Each visit included cleaning one of the bedrooms, which gradually had become storage for all the unwanted stuff we all have gathered over the years. Last year I found so many items of clothing that it made me cry just to think how hard I had to work to buy those things, only to …

Half Assing Isn’t Going to Get You Anywhere

When I was at the peak of my personal half-assing, I knew I was stuck and couldn’t get out of that circle of self-sabotage, which in everyday life translated to fear of commitment to myself. At the end of 2020, I realised that most of my adult life, I’ve been half-assing. I was doing things with all my convictions and beliefs and always gave my 100%. …

Decreasing the Amount of Money, You Need to Be Happy

I believe that one of the biggest offenders on the journey to FI is an inflated lifestyle, which doesn’t give long-term happiness, adding instead to the number of financial obligations we have. Decreasing the amount of money we need to be happy, is a long-term lifestyle choice, not a quick fix that can make people feel better for an hour or two. In my 20’s I …

Why Budgeting Matters?

For a very long time, I didn’t really understand how budgeting worked. I only used budgets to limit myself, instead of realistically looking at my needs and what amount/percentage of my income I allocated to meeting those needs. Without knowing my actual spendings, it was pretty impossible to know what percentage I could save or invest. I was stupidly unaware of where my money was …

Life Is About Learning to Adapt

On the way to financial freedom, many of us will have to learn how to adapt our mindset, spending, our goals, adjust to new lifestyle choices, adapt to new priorities, and to a financially independent lifestyle (when financial independence finally happens). Throughout the history of humanity, to be able to survive we all had to learn how to adapt. Unfortunately, the more comfortable people become, …

Would I Buy This Item If It Weren’t on Sale?

Recently I’ve been wondering about buying stuff that isn’t on sale. Well, in reality I almost never buy anything for myself that has a full price tag attached; with kids is a different story and we buy what they need. However, I started questioning this habit of mine and begun asking myself if I need to buy something/anything at all, regardless if it’s on sale …

Unlearning the Bad Habits

Picking up bad habits is soooo easy, as is falling back to default, often dangerously destructive ways. Eating sweets or junk food is a bad habit. I’ve never been a fan of junk food but sweets, ooooh that I can eat. Especially when I feel tired or restless (maybe that’s why I work so much, hmmm… something to think about). The only way that I …

The Road to Freedom

Ever since I can remember, I wanted to be free to do whatever I wanted to do. If you had asked my dad, he would surely tell you that I always did whatever I wanted to do. Well, at least I tried… thanks, dad. When I search deep inside my soul, I know that having the freedom to do what I dreamt of doing was always …

How Much Does Your Time Cost?

Recently I’ve been wondering about the ever-increasing speed with which time passes. That wondering led me straight into a trap of re-visiting and re-thinking how much of my precious time I managed to waste on pointless activities. In reality, I chose to keep busy (lots of tasks to tick off on my to-do lists) for the sake of keeping busy, while creatively I was stuck. …

The Capsule Wardrobe Is Your Friend On The Way to Financial Independence

A capsule wardrobe is a small collection of clothes that easily complement one another, can be mixed and matched, and of course, represent your favourite pieces. Its goal is to minimise waste, save time while choosing what to wear, save money, and become more mindful and minimalistic with our fashion choices.  The number of items in a capsule wardrobe varies from 37 to 50; at least, …